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Discover Bad Credit Car Loans in Albany, CA

Bad Credit? You Can Still Apply for Financing

Buyers don't only purchase cars, trucks, and SUVs for leisure. These vehicles get people to work every day, allow them to pick up their kids at school, and provide accessible transportation. Driving a Subaru adds more peace of mind thanks to the reputation for quality. Buying a new or used car often requires taking out an auto loan, and those with bad credit may worry about being approved.

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Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

Bad Credit Financing Explained

Lenders issue loans based on a review of the applicant's credit history and other factors. Would-be borrowers with bad credit sometimes find lenders disinterested in approving financing. At Albany Subaru, we do not automatically disqualify people with poor credit. We look at each application individually and decide.

Credit scores can drop for many reasons. Someone in Albany, CA who lost a job might become late on bills. An extended illness could lead to unemployment and reliance on using credit cards to cover living expenses. Once those credit card balances max out, credit scores drop.

We don't want anyone in the Albany, CA area to think they have no options when it comes to purchasing a new or used vehicle. Our financing team works with shoppers seeking financing. And we have many excellent cars in our showroom for buyers to look at and test drive.

If you want to start the application process, you can do so online. Start the application process on our website. You can also contact our offices directly on the phone.

Deals and Great Prices

Subaru brings the market many outstanding models. We work to assist shoppers in finding the right vehicle at the right price. Look over the deals and offers we have available. You'll find an enticing one, no matter your budget. And yes, we want to help troubled borrowers receive financing.

Contact Us

Do you have questions about bad credit financing? Call our offices and ask to speak to a representative. And you could also set up a time to come by in person and look at our many cars. Think about taking a test drive, too.

Albany Subaru

718 San Pablo Ave
Directions Albany, CA 94706

  • Sales: 510-528-1244
  • Service: (888) 473-9126
  • Parts: (888) 216-0146